Do You Know Your Interest Rate? Guest article from Paul Ryan from Intouch Finance Do you know your interest rate? The New Year is always a time for reflection and goal setting and many of our thoughts tend to focus on improving our financial position and lifestyle. Whether it is to upgrade to a new home, start the search for an investment property or importantly look to reduce the monthly commitment and financial pressure on the household the New Year...
Read MoreGain Control of Your Finances When faced with financial hardship it can impact your entire life and be difficult to gain control of your finances. Your relationship may suffer; your social life will suffer; and your emotional state can suffer as well. There is no denying the importance of money in our society or the stress that it can cause. If you feel like your finances are getting out of control, then we can help you gain control of your finances....
Read MoreDo you have trouble keeping on top of your bills? You probably receive some sort of bill every month. Whether it is the phone bill, the electricity fees or the insurance registration, when you own your house, you are going to get pretty good at paying bills. However, this doesn't make the process any easier. If you feel like every time you get a little ahead, an unexpected bill comes up, then you are not alone. Below are a few hints on...
Read MoreA Little on the Side Do you have a little on the side? A little something, something? I’m talking about money. I’m assuming that as FIFO wives and stay at home mum’s most of us manage the bills and finances but if you don’t do you know where your money is going and I mean every cent? And do you have a little on the side for yourself? A little money just in case for whatever reason you need it....
Read MoreIt’s that time of the year again when we are bombarded with ads telling us to take out health insurance before June 30. Here is something they probably won’t mention in the ads – many health insurance companies allow you to prepay next financial year’s premiums (in fact Medibank Private is allowing members to pay up to 18 months in advance). “So what”, you say. As there are changes in the new financial year for individuals earning more than $84,000...
Read MoreHow to Stick to a Budget I like to think of Budgets as a diet for your money. You need to watch every cent, be disciplined and be accountable at the end of the day. Just like diets, budgets can be tough to stick to. But nothing worth having is ever easy! Don't give up if you have a splurge or a blowout - hey we all do it now and again (even us here at SAHM!). No one is...
Read MoreManaging Your Money Are you the manager of the money in your household? If so - excellent - this post is just for you! I love being the money manager at home - I like to know my bills are paid, I like to know there is money in the bank when I need it, and I like to know whether or not we can afford things as they come up. There is a certain 'power trip' about it. I...
Read MoreHealthy Living on a Budget Healthy Living on a Budget isn't as hard as you may think! Saving money and living frugally doesn't mean you have to compromise on health. It’s important to keep yourself and your family trim and healthy without it costing a fortune. If you're not careful, fresh salads, fruit and vegies can end up costing a small fortune. It's tempting to go for cheap, convenient options such as McDonald's, Pizza Hut, frozen processed foods and meals predominated with...
Read MoreWhy Budgeting is So Important Before I start, no this is not a plug for my budgeting spreadsheet - but it is a plug for getting your finances in order, and finding out where your money is going every month. Budgets are tough. But living beyond your means is even tougher. Have you ever heard the saying that knowledge is power? Well in this circumstance it is so true. Living in denial of debt can only get you so far,...
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