Got an Answer?
I just don't understand why people, especially those with debt, don't have basic income insurance? Your income is worth more than your house or car yet you insure them not the income? What the actual f**k?
I would be too embarrassed to ask my friends and family to donate to a go fund me page unless it was absolutely needed (like if I found out I was dying, I might ask for something for funeral costs just so that isn't thrown on to my family) but not just because I lost my job and want to keep my 3 cars and boat. You shouldn't be expected to hold up other adults because they were terrible with their money and because they want to keep their luxury items.
My back up plan is nothing at the moment, I know what I can survive on and when I have any money left over it goes into a seperate account. but I am going to get another card to spend everyday money with (food, school things, other needs), the one I have now will be used for rent and savings and Christmas/birthday shopping.
I wouldn't donate, if you say they have all those things then maybe they need to sell some.
Some people have no idea. My friend started a small play cafe business, it went broke in just under a year. She blamed me and another friend with kids for it not working and hasn't spoken to us since. I went once a month for lunch. I still had to pay the $8 a child entrance fee so I just couldn't afford it. Apparently I should have been going every week and bringing lots of friends with me.