Don't do it.
I lost my job yesterday. I am now unemployed. And yes it sucks, it's going to be hard. But I am not prepared to do something illegal. We will manage. It will be very tight but we will manage.

When I separated from my husband it took 6 months and a mountain of paperwork before I received any money. Not worth it at all in my opinion. Look for another job ASAP. I lost my job because of CV and now working at a supermarket 🙄. Not ideal but it’s money and will help me ride out this storm. some industries are thriving because I’d this. Look there for jobs

If you own your house consider renting it out for a while as you rent a cheaper property/all of you (including your hubby) move into your relatives home. Alternatively some banks are freezing mortgage repayments temporarily if you contact them.

Don't split, it will cause more stress to your kids who are coming to terms with job losses from parent/s and then a divorce. If caught Centrelink will make you pay if back anyway with a large fine.

You may be eligible for Newstart soon depending your hubbys income. Talk to them about it. Even if he earns too much for a full payment you may get a part one. You may be able to access an additional financial hardship Centrelink payment and can apply to get $10 000 from your super if you are struggling.

Don't feel bad about paying for your Dad's chemo as having family alive and well is more important. Money troubles will eventually pass and you'll be thankful for having him here.

Hang in there babe ❤

If you separate purely to claim a pension then yes it's illegal. It's also immoral. What are you teaching your kids? Finally, it's stupid. It's going to take a while for your application to be processed and to see some money. Please rethink your plan

How will you manage when centrelink find out and you need to pay back every cent + fines? See if you’re eligible for Newstart, the eligibility has changed due to cv, the amount is also rising to a liveable amount.

Stay with your husband. Apply for the new job seeker payment ( it was new start) do your application online late at night or very early morning before the site crashes again.
It’s about to go up to $1100 odd a fortnight. It’s not much, but it might help. You may find you are eligible now as they have removed a lot of the criteria.
If you meds to speak to your mortgage probably Oder, utilities providers, make sure you mention that you have lost your job due to the Corona virus ( yes, you must say corona virus) they all have new policies that will be able to help you

Claim your super abs your husbands super. Do it a tight budget. Apply for Newstart or study allowance. The guilt will eat you up otherwise

Can't you apply for new start? Freeze mortgage repayments for 6mths. Get super if you have to but this idea is wrong. Sorry going through this and good luck to you X

So so so sorry you're going through this but could you imagine what Australia would be like if everyone did that? We'd be even deeper in the shit :(