Credit Rating
Answered 4 years ago
Due to things out of my control life came tumbling down as I kept giving into my husband wants ect which put me in a bad situation. As a result I am on payment plans.
1. How do you get basic services like electricity, water and internet with bad credit rating prior to getting married I had a great credit rating
2. How do you repair your credit rating and what is a good credit score.
Please no negativity I have issues with saying no not just to my husband but to anyone I can’t handle feeling so bad let alone the face and my husband reaction when I have to say no it makes me feel bad guilty and that I have let him down. As a result it is my fault I am in this situation just looking for a way to get a fresh start
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Time to pull up your big girl panties and make some changes.
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Sympathy seeking, rather than wanting advice.
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Have you considered trying to save some money in a separate account without his knowledge? That could also be a centrepay payment. It would look like a bill?
And a side note, seek counselling to learn assertiveness ☺
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Are you 15?
Honestly, the only way to repair your credit rating properly is time. You will need to wait until all the defaults & inquiries are no longer on your file. Get a pre paid phone & start paying everything on time.
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Make sure you aren’t on any phone plans, just have a phone on pre paid. Get a credit report done and make sure you don’t owe money to things if you do put it on a payment plan to show that you are paying it.
Make sure you have a income coming in that will put it up also.
Credit will tart going up and refreshes every 5 years.
Best of luck. Xo