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Motorbike

Answered 1 year ago

My husband is on about getting a bike again, it comes up a few times a year. We trying to save for a house so we've both made sacrifices obviously. I've made the most in my opinion I don't pursue any of my hobbies, do anything fun that costs too much money or buy new clothes. He is not as disciplined as me when it comes to saving. Still indulges in a hobby that regularly costs us money telling me he's trying to get experience so he can start a business with this hobby to make extra money. Fine I guess but the bike thing annoyingly keeps coming up. Now he's saying the bike will save us money on transportation costs. He's found a cheaper one but it's new and we'd have to pay it off. To me it's a stupid time to be taking out a loan. Also I can't help feeling manipulated. He just tells me whatever to get what he wants. We have been trying to save for a house for 4-5 years and we lived in certain places where others wouldn't just to save money, we're only halfway there really. I'm so fed up with it. Should I consider this or is it just a bad idea?


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ANSWER
1 year ago
compromise. When you take out your home loan, add a little bit on for a bike. It can be an incentive and reward for him taking saving for a house more seriously. Also your interest rate will be much, much lower than a personal or car loan.

Replies

REPLY
1 year ago
Not the OP byt that is a wonderful idea.

REPLY
1 year ago
Thank you 😊

ANSWER
1 year ago
Just jump in a get a mortgage and force him to save