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Are banks still leanding money for home loans?? Is it stricter now???

Answered 2 years ago

If refinancing do u still have to prove income???
And does Job Seeker count??


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ANSWER
2 years ago
I had a meeting with my bank a few weeks ago, they are still lending at a very low rate but deposit amounts have been raised and proof of genuine savings need to be shown as will as proof of income

ANSWER
2 years ago
Yes it's more difficult to get a loan now due to the most recent royal commission and yes of course you have to prove your income to refinance.

Replies

REPLY
2 years ago
Thanks

ANSWER
2 years ago
We are on the middle of a refinance at the moment. Had to prove income. Provide bank account statements and have letters from our employers. It's wasn't too bad but we have a loan we can set I've very easily. It was a quick and simple process

Replies

REPLY
2 years ago
* loan we can service very easily

REPLY
2 years ago
Thanks for your reply.

ANSWER
2 years ago
Bump