Centrelink FTB, fair or not?
Answered 2 years ago
Does anyone else feel that centrelink FTB rates are not fair? Like the government is out off touch with how expensive living and raising kids are?
For example the cutoff of the supplements at family rate of 80000?
Even if 2 people are working and getting GROSS $100000, its not that much.
Seriously i was better financially when i was single. Honest.
Have an answer?
I think giving more money is silly. We haven't earned this money just by having children. Not by societies standards at least. Although, I could also argue that we are earning it. But we'll leave that alone.
Honestly, if I was asked how to improve the current system for parents, it would be for the government to take charge of and regulate the daycare system. To redesign it similar to the creche systems in either Norway or France. That would make it easier for parents to return to the workforce and earn the extra money they need.
So I guess having children is only for the elite and wealthy?
Is this correct, ScoMo?
Who will support the barren women who have multiple cats
100k is heaps. And if it’s not you need to re evaluate.
This is barring any extenuating circumstances but yeah. You need to re asses your choices if you struggle on 100k.
We’re on 40-52k mortgage the roof over our heads, holiday OS most years and go on weekend holidays 2/3 times a year.
100k we would be on easy street
We live in a 2 bedroom unit (on the beach) aftereaving Sydney.
We’ve got 3 boys but it was either a unit or 40 minutes inland. Or a 3rd bedroom but an extra 100/150k in mortgage.
Next year is the year we sell and buy a house!!!
We spend most of our time at the beach
We have one car
Groceries are about 200 a week.
We prioritise where our money goes. And we live within our means
We don’t waste any money and we don’t have nice shit just to have nice shit.
(Furniture car ect, though incidentally everyone comments on our home styling, marketplace is the greatest thing to ever happen to me)
We live happy and content.
My boys only get “things” for birthday and Christmas or out of their own pockets.
We don’t have space fore 500 toys anyways. As a result my boys prize their possessions and take such good care of their things.
A lot of people think we’re lucky, I think we’re smart.
Yes not everyone lives by the beach but when we’ve done stints in Sydney, and I grew up there.
We were always bushwalking or down at the oval running and kicking balls, and the local school hitting tennis balls against the wall, rode our bikes a lot. We still do all of these things but the beach takes up most our time.
My husband left a really great job. Twice actually.
When we had our kids we quit our lives moved up north where we could afford to live on the beach, left our families(the hardest part) And got literally cafe work. Both of us working part time. Both of us seeing our kids, all of us getting family time every day for 5 or more hours.
Honestly quoting the salary, and the 40 hour work week was not only the best lifestyle choice but ultimately it’s been the best financial choice.
It really taught us how to use our money with purpose and not be wasteful of anything (food, drink, time or money. )
I think people who are struggling financially need to learn to lessen their expenses before they complain. So many people have luxuries they really can’t afford then claim that they don’t know where all their money goes.
Although, when I was a single mum of 3, I earned $73000 and received 11k ftb.
Then I got a new partner and we moved towns and both our income was $75,000 ftb was 3k.
Im not complaining, because it's still extra money at end of the day, but I find I was way better off financially as a single working parent!