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Have you or anyone you know been declined life insurance due to a medical issue?

Answered 2 years ago

I have MS and am trying to get life insurance. I was wanting to use Real Insurance but after asking 101 questions, he said they can't insure me. This kinda sucks 💩


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ANSWER
2 years ago
It’s a scam. I wouldn’t feel disappointed. It’s shady and it’s insurance.. the company is making massive of you. Don’t fall for it, feel liberated that you won’t be paying them. With morality being 100percent certain.. and having got this far as humans..its a gimmick

Replies

REPLY
2 years ago
Lol, and reading my own response I know I look like a quack, but seriously.

REPLY
2 years ago
^ Haha. Nah you don't sound like one

ANSWER
2 years ago
Speak to a broker, you may find in your case the inflated premium and exclusions are not worth it.

ANSWER
2 years ago
It's almost like they think a person with MS won't get cancer or get hit by a drunk driver. Travel insurance is alot more intricate than life insurance. It boggles the mind

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REPLY
2 years ago
Ummmm, it’s not that all.

ANSWER
2 years ago
Yes friend had fatty liver spot or something and i can't remember if they wouldn't insure them at all, or they would only do it for the fraction of the cover they wanted..

ANSWER
2 years ago
Yes my partner who is a doctor and was declined for a brain cyst which will have no bearing on his renal system and they denied based on his renal system lol

ANSWER
2 years ago
Speak to a broker. They know which companies insure different circumstances & who is more likely to insure you.

If you do find a policy, you will not get insurance for anything that happens that's even remotely related to MS.