Back when my kids started at daycare a couple of days a week, I knew that there was government assistance available but didn’t really know a whole lot about it, how much it was or how I could claim it. All I knew was that childcare was very expensive so any help I could get was a good thing. With many Mums having to go back to work even earlier, the Child Care Rebate makes it easier to ‘make ends meet’. It’s worth popping over to the mychild.gov .au website to see if you are eligible for this payment.
What Actually Is the Child Care Rebate?
The Child Care Rebate is an additional payment to the Child Care Benefit for parents of children in approved childcare. The Child Care Rebate helps parents with the out of pocket expenses that childcare brings. Once you have been assessed for the Child Care Benefit (which you may be eligible to receive as a fee reduction) and even if you are assessed as NOT being eligible for the Child Care Benefit, you may still be eligible for the Child Care Rebate. So after you have been assessed for the Child Care Benefit, ask about the Child Care Rebate too!
How Much Is It Worth?
The Child Care Rebate pays up to 50% of your out of pocket childcare costs and pays up to $7,500.00 PER CHILD, per year!. Best of all you have the option of having this t paid directly to you either fortnightly, quarterly or you can put it as a reduction towards your childcare fees (ie makes your childcare fees even cheaper). Click here to apply for the child care rebate.
What are the Eligibility Requirements?
Good question I wanted to know this too. According to the mychild.gov.au website, you must have your child in approved childcare (ie not just Grandma looking after little Johnny). You must be a permanent resident of Australia, kids under seven years old need to meet the immunisation requirements (or exemptions lodged), and you can only receive the payment if you are the person paying the childcare fees.
Where Can I Get More Information?
There is loads of information available on the mychild.gov.au website. From this website you can link to the online estimator which will help you work out the amount of approved Child Care Rebate you are entitled to, the number of childcare hours you can claim, and your childcare out of pocket expenses.
The Child Care Rebate is not income tested but you do need to apply and be assessed for the Child Care Benefit first, even if your income is too high to receive the Child Care Benefit , as you are still likely eligible for Child Care Rebate.
I’m certainly happy for the Government to pay half of my out of pocket child care expenses!