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I would need more back story on MIL to say she's controlling. I've legit said that to friends of mine before who I know are terrible with money, and it wasn't because I was controlling, I just wanted to drop hints that they suck with money and need to rethink things.
I honestly don’t think that’s controlling and although it may be annoying I think you need to grow a thicker skin.....people get offended so easily at everything these days. She is family so just nod and say thanks for the offer of help but we’re doing fine then change the subject ect.
Why let it get to you? Ignore it and move on with your day
I don’t see how any of that is controlling. She is offering help.
Why ask personal questions
It is controlling. Having every decision you make questioned is controlling behavior. Call her out, change subject or ignore her for a few weeks to give her the message not to ask personal questions.
My mum asks me about financial stuff all the time, the last one was about not going on a Holiday if he haven't paid off our credit card, I said could you book the kettle for me please, and would you like a coffee.