View other questions

struggling to cope financially and emotionally

Answered 5 years ago

I’m a single mum with two boys, one who is a baby and one who is school age with severe ASD. My ex- husband doesn’t pay child support, I have medical bills through the roof because of sons ASD and work in admin, so not great pay. I’m struggling to make ends meet, and parent my kids and I’m exhausted and do t know how much longer I can keep it up. Any suggestions as to how to cope or manage?


Have an answer?

This question has been closed and is no longer accepting answers.

Answers

An unexpected error has occurred, please try again shortly.
ANSWER
5 years ago
I don't now what to say but I feel for you. I don't know why good people suffer the way they do. Life can be cruel. But chin up and hang in there. Yourr kids are lucky to have such a strong and loving mum.

ANSWER
5 years ago
Unfortunately not much because my child support is high, but in huge arrears. They calculate based on the assessment, not what I actually receive.

Replies

REPLY
5 years ago
I think you should contact them and let them know that you re beyond screwed right now and struggling to cope with time financial stress and put it on them? this sounds so tough. You need some support hun, family, helpline? Doctors for a health care plan? I think you need to start asking.

REPLY
5 years ago
I will try Centrelink again tomorrow and see if there’s anything they can do. I don’t want govt handouts - I can and do work, it’s just all too much atm, and it’s really getting to me. My son has one school uniform I wash every night because I cannot afford a spare. It’s my kids I feel for. When I was married (left for DV reasons) I got to be SAHM and we were really comfortable financially- I’ve left and it’s so much better but they’ve gone from that to crappy unit and no time with me, because I’m working all hours to pay for said crappy unit 😂

REPLY
5 years ago
Why are you laughing ^

REPLY
5 years ago
Ignoring the above two comments, I will continue. 🙂yeah I get that, life sucks that it changes sand you realise things that you had are no longer available, like being SAHM. I know tomorrow you might talk yourself out of it, but I really think you should call them and see. Unfortunately I am also out of my league offering advice, but atleast you can rule that out. If getting a handout to cover the money he should be paying and you deserve, then so be it. You need some space women! Goodluck

ANSWER
5 years ago
To the person who just rambled and others who’ve commented - thank you. Just knowing I’m not alone and I’m not fretting for nothing is amazing xx

Replies

REPLY
5 years ago
No probs. Get on Centrelink website;
Carers benefit or carers payment. Check it out

REPLY
5 years ago
She won’t be allowed to work

REPLY
5 years ago
It’s got nothing to do with working

REPLY
5 years ago
Carers payment is not means tested.
Carers benefit (think this is what it’s called) is but if you only earn one income and it’s low there is still a chance to receive it
But carers payment will help her massively. It’s a fortnightly payment that she will be eligible to receive regardless of any other payments. They work separately to each other.
Also lady; get yourself a claim for single parent or family benefit or whatever you can even though you are working. Might take the strain off you and aril let you be able to work. Just take the lump sum payments as opposed to weekly- less chance of getting overpaid

ANSWER
5 years ago
NDIS

ANSWER
5 years ago
I think the biggest thing is time away from your kids. I understand this may not be easy for both a baby and a child with asd (I have one too) but you need to find a way; even if you ask a friend or school mum or after school care, next door neighbour to help for a bit.
Secondly; are you on theNDIS for your child with ASD? God the amt of appointments we did privately before getting financial help almost sent us broke :(
If you aren’t; get on it. If possible get community health services until then?
I think your emotional health is important and this is where you need to ask anyone you can for help, even if you get one hour a day to go for a walk like neighbour watches them that would help.
All the best. I know how hard it can be, and I value my supports I have in place x

Replies

REPLY
5 years ago
I’ve just got diagnosis - privately (about $4.5k of appointments all u on a 50k income, straw that broke camels back!!!) and am looking into NDIS now. Time away from kids - don’t get much of this unfortunately, but trying to prioritise my emotional health through self care. Thank you for the empathy - helps knowing I’m not the only one XX

REPLY
5 years ago
Oh god you poor thing. Seriously that’s incredible to pay out much privately on your income. You’ve done so well for your child. What an amazing mum ❤️
Well get a referral to ndis ASAP- not sure about once you have the diagnosis But it took me 1.5 years to get into it. Don’t mean to scare you and I’m hoping it’s different for you as you have a diagnosis already but I just want to stress the need to look into it as soon as possible for your own financial benefit.
Also, now that you have this diagnosis I’m wondering if you can receive any Centrelink benefit (the fact that you care for a child with higher needs on your own) like a carers benefit etc that runs separately to any other entitlement you may get from Centrelink already- one of them is means tested and one is not. Just another thing to get paperwork for (from paediatrician possibly) so you can get that extra help. Maybe you could invest some of this money to get a break; paid child care even?

REPLY
5 years ago
Also, you are NOT alone. It could be worthwhile trying to find an online support group as its a difficult place to find yourself in when your child has something unique and slightly challenging about them that other people just don’t understand.
I have amazing friends that offer to help and there’s no way my child would cope with being looked after by them; I value their support and offers of help but they just don’t understand the same.
Anyway I’m sending you heaps of strength awesome mamma ❤️
I honestly believe we only get given as much as we can handle in life, and sometimes I just try and remember I’m dealt this hand because I AM STRONG enough to deal with it all.

REPLY
5 years ago
Sorry for long ramble; last thing I forgot to add was; your emotional health is top priority. The more you get any help or support the better you may be able to face each day for example.
If it’s hard to get either child to go to other people, look at everyone and anyone that is already in their lives and go to them for help. Xx

ANSWER
5 years ago
True - I assumed all the payments for care providers through Centrelink would be affected by theoretical childcare but def. worth a go. My sons paediatrician is amazing - reduces fees to bulk billing rate even though he is private because he knows I’m struggling so I am sure he would help if he can with paperwork:-) thank you so much xx

ANSWER
5 years ago
I'm not sure how I can help, but are you eligible for ndis? Is there a community health organisation, like intereach that may be able to help you?
Keep plodding along hun you will get there. I'm sorry you and your kids are in this situation and I really hope it improves x

ANSWER
5 years ago
Do you get help from Centrelink?