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Do YOU have any savings? (For you, not in a joint account)

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Answers (21)

No, all our money is in our joint accounts. We don't need to roll like that. And yes, critique all you like but in 50 years we'll still be the way we are today: all in, we are together til we die. And we're actually happy. Loyal honest and happy I'm our family.

 Nawwww I love this
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Hell yes. I went into the relationship successful and quite wealthy through my own making. Husband gets no claim in that and I told him so in no uncertain terms before we got married. I have all girls and will be encouraging them to have their own accounts and money and not rely on their husbands.

  that's not what a family is about.
helpful (6) 
 My husband appreciates that I don’t rely on just his income and I don’t police what he can or can’t buy. We don’t struggle because he didn’t have to take on any debt from me, and therefore we didn’t have to go into debt to have a life together. Although I was raised by a strong woman, and have strong sisters so I can appreciate that not everyone was raised this way.
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24k
Partner doesn't know about.
He has so much debt from payday loans from so much wants, he'd try to blow it all on frivolous shit if he knew about it.

 You go girl, i wish i could get a decent amount of money together like you! xx
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 I literally just paid extra tax for the last few years and saved the refunds. And just said my refund was $1000 so he didn't ask for anymore
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The house is mine. So no. He’s the one in the shit if we split, I actually have been wondering lately if that’s why he hasn’t left. Life is too easy for him with me. Lately I don’t even think he likes me. Today I’m sitting here wondering if I should just tell him to go.

 Do you have a pre-nup ?
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 . Such a testament to partnership.
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 Yes. But the house isn’t part of it. It’s in someone else’s name. It it’s mine to live in and when certain people pass away it willl become mine. It’s set up so partners of children couldn’t “get” it.
He struggles with depression. I try to give grace but when he is struggling but it’s hard to Believe he wants our life,and with us. He wants our life cos we live in an amazing house rent free, bill free essentially. We have solar, he have tank water and the estate pays the rates. We have no bills really. Not even food too much as we built a farm. We spend about $30 a week on food. So instead we travel. ALOT.
He grew up in poverty l. Developing country poverty. He didn’t know “money” till me.
Actually he had no idea my family was really wealthy till we had been dating for close to 2 years. It’s always been a issue that re surfaces over the years in one way or another.
I love him. But I feel like he’s always chasing “more” which is the opposite to me.

helpful (0) 
 pre-nups rarely hold up, but the court will look at what assets you bought to the relationship.
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 Pre nips rarely hold up? You need a new solicitor
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 During my parents divorce, they were told prenups aren't really a thing in Australia
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No. I rely on my husband for money. 100% of the money in my account (about $9.38) came from him. I receive no centrelink, and can sometimes manage to put aside bits and pieces of cash for myself. But otherwise, no. It makes me uneasy, but it is what it is. Thankfully, I have no current plans to leave the marriage. So I don't need a seperate stash.

 Start saving something now
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 Yep. It's never too late
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 You can't get ftb?
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 I know this is going to sound cynical but I was where you are, no savings and very certain I was not going to leave my marriage... until my husband cheated and left me for another woman.

Try to save or get a part time job because you do not know how fast the rug gets pulled out from under you.

Although I hope you never go through that and you and hubby stay happy until you grey & old!

helpful (3) 
 I think this is sound advice, even for the best marriages..but again that is because I have also lived through this experience x
helpful (1) 
 Yep, same happened to me. Get a 'squirrel' account.
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I used to have a joint savings account with my husband. He would get drunk and transfer money out of it for booze and smokes and i started to realize it was only me putting money in for him to spend!
So i made him go in and close it with me. And now everything is separate accounts. He claims he has "so much more money saved than you". But i really fu****g doubt it

 It's sad some men are so irresponsible with money. Mine is always asking me for money so he blow it on junk food when he could have taken something from home. Gives me the shits & to be honest I think it damages how I think about him. It's probably not PC these days but I think you're supposed to be taking care of us & you're calling me like I'm an atm, sort yourself out.....but he never does.
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Yes.
And all women should have their own accounts and be in control of their own money. I’ve been in the same relationship for many years and women don’t put enough emphasis on maintaining independence in a relationship. Lost count of the number of 40 and 50 something women who I have had to help at work with relationship breakdowns who have little or no education and no means to be able to get meaningful employment or be financially responsible for themselves.

I have a shitload from an inheritance. Hubby only know half the amount 😂

 Until divorce
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 He has his own money too so in the case of a divorce, we both walk away very very happy indeed 🤑
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Not really. We each have separate accounts as well as a joint account, but there’s not much in mine at the moment. Once I’m done with unpaid maternity leave and back working my savings will skyrocket.

We each have $1000 in our own accounts, but it's more just a small backup if we can't access our joint account for some reason.

Hate the banks. All our cash is in a safe in the house

 How much?
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 what's your address again? 😘🤣
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 Lol
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 I hope your house doesn't burn down cause that would be a problem
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 Fire proof safe
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 makes sense ^
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Why? Do you think we should?

 Because everyone should have their own money. Or access to some. Just incase. Imagine if ur partner left u closed the accounts, you'd be in trouble. If you had money you would be okay until things sorted out.
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 Not so easy to do if you both keep track of finances. The bank will sms you any big transactions and require approval from both to close the account.
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 Then maybe you should discuss what would happen andhavean iron clad agreemwnt drawn up so you are protected.
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 If you have $5000 in a joint account and your partner withdraws &4500, you will not get a notification from the bank.
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 Yes there is also the joint loans- I think they can withdraw the amount you’ve paid off, again. I know someone who didn’t have any inkling that the loan had been maxed out despite it being joint
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 If you dont protect yourselves then you can't complain and cry poor me later on if the worst happens. It's about both parties discussing it and both having savings of their own. Or an iron clad financial agreement drawn up if the worst happen. Covering everything from illness, job loss, death, affair. It's only sensible these days to protect finances.
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 To the person who said about no sms, depends on the setup of the bank. Mine does for large amounts. I check it regularly so Id notice.
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 Mine too
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